个人贷款在理财方面扮演着重要的角色. At Greater Texas Credit Union, 钱柜娱乐777提供无抵押贷款(没有担保的贷款)以很高的利率给钱柜娱乐777的伟大成员. We can help you consolidate debt, pay for home repair or improvements, finance the vacation of your dreams, 和更多的. Personal loan benefits include:
No Collateral Required to Qualify
Fixed 利率, 条款, 和 Monthly Payments
No Origination 费用 or Prepayment Penalties
Competitive APR for the Life of the Loan
Personal Loan Interest 利率
| 最适合 | Borrowers who want flexibility when it comes to spending |
| 量 | Up to $10,000 |
| Interest Rate | As low as 7.4月* 49% |
| 条款 | From 1 to 60 months |
| 费用 | 没有一个 |
| 类型 | Unsecured Loan, Fixed Rate |
Why Finance With Greater Texas Credit Union
当你加入信用合作社时，你就加入了一个非营利性会员制金融机构.
大德克萨斯信用社是一个合作社，钱柜娱乐777的成员都有一些共同点. Whether it’s where they 工作, go to school, 或崇拜, 或者他们所属的专业协会——他们都有平等的发言权, no matter how much they have in shares.
How To Use a Personal Loan
个人贷款可用于多种情况，包括:
Home Improvements
在你的家里建立公平或简单地整理你的空间.
Debt Consolidation
一次性还清你未偿还的债务，方便的支付，通常是在一个更能负担得起的利率.
Vacations 和 Weddings
个人贷款可以帮助你计划一个特别的庆典或生活事件
Unexpected Household Expenses
为不在预算之内的东西买单:汽车修理、医疗费用和税收
应用ing: Quick, Convenient, 和 Secure
一步
1 |
应用Fill out our online application |
一步
2 |
Officer ReviewA decision will be made soon. |
一步
3 |
完成贷款批准后，通过电子邮件或亲自签署贷款文件. |
Personal Loan FAQ
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会员必须有资格使用钱柜娱乐777的产品和服务. 幸运的是，如果你有资格成为会员，加入会员很容易:钱柜娱乐777里的最低存款为5美元.
更大的德克萨斯联邦信用合作社的会员资格有一系列 benefits 和 discounts，以及获得各种保险和税收产品和服务的特殊途径.
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Who is eligible to join Greater Texas Credit Union?
如果你还活着，你可以成为大德州信用社的会员, 工作, 在以下县的部分地区敬拜或上学:
- 布拉索斯河
- Bastrop附近
- 达拉斯
- 哈里斯
- 海斯
- 绅士
- Bexar
- Tarrant
- 特拉维斯
位于这些县部分地区的企业和其他法人实体也有资格成为会员, as well as employees, 能力, 和 staff of the following educational institutions:
- 德克萨斯州的一个&M University
- Texas State University
- Bastrop附近 ISD
- 埃尔金ISD
- 海斯 Consolidated ISD
- Le和er ISD
- Northwest Lineman College
会员资格亦开放给有资格参加的个人的直系亲属, or if someone in your household is eligible to join.
钱柜娱乐777将“家庭”定义为居住在同一住宅中的个体, maintaining a single economic unit. 这可以指任何参与家庭维持的常任理事国(一).e. 家庭成员、同居伴侣、寄养儿童、法定监护人、室友).
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当涉及到大德克萨斯信用社的紧急贷款时，利率可能低至7.* 4月49%.
查询有关特定术语长度和其他注意事项的答案, 你可以向钱柜娱乐777有经验的信贷员咨询.
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How are required monthly loan payments determined?
你的个人贷款利率将根据你的信用历史和支付历史而变化. 符合最低利率的借款人将比信用较低或分数较低的借款人有更好的信用评分. If you’re thinking of taking out a loan, be advised that a history of full, 按时付款往往会影响你的信用评分.
As for paying off the principal, payments are set at $20.03 per every $1,000 borrowed.**
例如，1万美元的贷款将支付200美元.34 per month by using the $20.03 per $1000 at a non-variable interest rate of 7.49% APR with a 60 month term. This equates to $12,019.90 over the life of the loan. Membership is required with a $5 minimum deposit.
要确定你的贷款还款可能是多少，或者需要多长时间才能还清你的贷款，使用 our loan payment calculator 和 loan payment amount calculator.
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How do I know if I should consolidate my debts?
When you consolidate your debts, 有时你可以减少你的利息支付，更快地偿还你的贷款，这样你就可以更快地摆脱债务.
If you’re considering debt consolidation, check out our calculator.
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绝对. 通过信用合作社借款的好处之一是钱柜娱乐777投资于你的成功. When one member thrives, every member wins.
In addition to our personalized customer service，钱柜娱乐777也提供金融教育资源，包括钱柜娱乐777的图书馆 文章 和 free personal financial coaching through KOFE.
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是的! 钱柜娱乐777提供 online 和 mobile banking for your convenience.
钱柜娱乐777的数字银行服务可以帮助您管理钱柜娱乐777、支付、转账等. 钱柜娱乐777还提供预算工具、分支定位器功能和其他资源. 设置自动付款，这样你就不用担心错过付款了.
您还可以注册接收自动帐户，并提示您的帐户, as well as secure eStatements, 可以在线查看过去12个月的报表.
In addition to online payments, you can pay in person at any branch, mail in your payments, 或者你可以通过电话支付10美元的便利费.
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钱柜娱乐777提供 a range of financial products 和 services, including a variety of checking 和 savings accounts. The accounts available to eligible members include:
- Free 检查
- Student 检查
- Essential 检查
- Business 检查
- Teen 检查
- Gold Star 检查 Club
- Regular 储蓄
- Term Share Certificates
- Money Market 钱柜娱乐777
- Christmas Club
- ira
- Health 储蓄 钱柜娱乐777
- Coverdell ESAs
Our loan offerings include not only personal loans, but credit cards, 抵押贷款, auto 和 recreational vehicle loans 和 refinancing, home equity loans 和 lines of credit, boat 和 motorcycle loans, private education loans, 和 business loans.
Similar Loan Products
Lending Notice
新会员申请人在90天内可能没有资格申请无担保贷款. 所有无担保贷款申请在申请过程中可能需要额外的审查和核实.
在会员申请完成和所有信息包括身份验证之前，贷款申请将不被考虑.
条款 from 1 to 60 months.
*APR = Annual Percentage Rate. 利率 range from as low as 7.49% APR up to 18% maximum APR. All loans subject to credit approval. 利率和期限视资信情况而定. The rate will not increase while the loan is active. 再融资现有的信用合作社贷款不符合条件. Cannot be combined with any other offer. 信用社会员资格，最低存款5美元. Some restrictions may apply. 利率 和 terms are subject to change.
**The payment on a $10,000 loan would be $200.34 per month by using the $20.03 per $1000 at a non-variable interest rate of 7.49% APR with a 60 month term. This equates to $12,019.90 over the life of the loan. Membership is required with a $5 minimum deposit.